Payments without borders.
OpenBorder is the merchant of record for global commerce. We become the legal seller and take on tax, duty, FX and compliance — so you can sell into any country as if it were home.
Sell like a local, everywhere.
Local acquiring turns every cross-border sale into a domestic one — lifting approval rates, unlocking the payment methods buyers trust, and stripping out cross-border and FX fees.
Convert more checkouts
We acquire each payment locally in your buyer's country, so it lands as a domestic charge. Issuers approve more, and the false declines that plague cross-border cards fall away.
Pay the local way
Cards and wallets plus the methods shoppers actually reach for — iDEAL, SEPA, Klarna, Bancontact, Alipay, Pix and more — priced and settled in their local currency.
Cut the cost of going global
Local acquiring removes cross-border assessment fees and FX markups. Platform fee and tax withholding run through our own ledger — never a Connect application fee.
See pricing →Pay how the world pays.
Every card, wallet and local payment method your customers reach for — through a single OpenBorder integration.
More approvals on every cross-border order.
Cross-border cards get declined far more often than domestic ones. We stack every lever that lifts acceptance — so more good orders go through and fewer shoppers bounce at checkout.
- 01Local acquiring
Process each charge through a local acquirer in the buyer's country, so the issuer sees a domestic transaction and approves more.
- 02Smart routing
Send every payment to the acquirer most likely to approve it, market by market.
- 03Automatic retries & fallback
Soft declines are re-attempted on another route before the shopper ever sees an error.
- 04135+ local & alternative methods
Let shoppers pay the way they already trust — iDEAL, Klarna, TWINT, Pix, Alipay and more.
- 05AI fraud screening
Block fraud without turning away good customers — accept more, charge back less.
Everything between your cart and the customer's country.
Tax & duty, quoted before pay
Landed cost is classified and priced up front, then locked to the charge — never a surprise at the border, never client-supplied numbers we have to trust.
Entity routing, built in
Ship-to country resolves to an OpenBorder legal entity, the right acquiring account and the local currency — stamped immutably onto every transaction.
One integration, every market
A single API for payments, refunds, settlement and payouts — idempotent by default, with an event for every state change you can build on.
Cross-border payments for the rest of the stack.
World-class cross-border has mostly been a Shopify story. OpenBorder brings the same merchant-of-record muscle — local acquiring, local payment methods and guaranteed landed cost — to Medusa, Magento, Salesforce, BigCommerce and your own custom checkout, through one API and an MCP server. No replatforming.
Official payment & tax provider plugin for Medusa commerce.
View guide →Plugin for WordPress checkouts — sandbox store and setup guide included.
View guide →Adobe Commerce extension for checkout, tax & settlement.
View guide →Native app and checkout integration.
View guides →Commerce Cloud cartridge for B2C & B2B storefronts.
View guides →Typed client for payments, refunds and settlement — @open-border/node on npm.
Direct REST integration for any stack — quote, pay, refund and reconcile.
View guide →Model Context Protocol server — let AI agents quote tax, create payments and pull receipts.
View guide →Sell to the world. Leave the borders to us.
Spin up a sandbox, run a test charge end to end, and see a fully landed receipt in minutes — no real money moves until you say so.